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Toronto Classifieds

Getting a pre-approved mortgage is a very important step to getting a house and should be done as early as possible. For a mortgage pre-approval, a lender sets a maximum amount you can take out as a mortgage and sends you a letter of pre-approval. The rate mentioned in the letter is guaranteed for 60 to 120 days depending on the lender. Applying for a mortgage pre-approval can be complicated. There are many lenders and it can be difficult to find the best lender for your needs. Mortgages of Canada can help find you the lenders with the best options. Mortgage Pre-Approval Here is a list of documents you may need for a mortgage pre-approval: 1) Photo identification. 2) A record of employment such as a T-4 slip or a personal income tax returns (if you are self-employed at least two years of personal income tax returns and financial statements). 3) A letter from your employer stating length of employment and current salary. 4) The account numbers and locations of your bank accounts and investments. 5) Confirmation of your down payment (if it’s a gift, you need to provide a letter from the gift-giver stating the money does not need to be paid back). 6) Details of assets, such as vehicles, investments, etc. 7) Details of liabilities, such as credit card balances, car loans, student loans, lines of credit, co-signed or guaranteed loans, and any other monthly obligations you may be paying on an ongoing basis at the time of application 8) Name, address, telephone number of your solicitor/notary. All mortgage pre-approvals are different. Contact us for more information about mortgage pre-approval. Call: 1-647-995-3918 Toll Free: 1-800-340-8339

Ad Info

ID: 24917
Posted on: 2015-12-05 07:56:46
Link (shortened):
Price: Free
Address: 10 Milner Business Court Suite 300, Toronto, ON M1B 3C6 [See Google Map Directions]
Phone: 647-995-3918

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